1. Information We Collect

We collect the following types of information:

a. Personal Information

When you register or interact with the platform, we may collect:

• Name
• Email address
• Business name
• Phone number
• Device information
• Subscription status

b. Mobile Money Receipt Data

With your permission, PayNotify accesses and reads SMS messages on your designated MoMo device to extract transaction-related details, such as:

• Sender and receiver info
• Amounts paid or received
• References and transaction IDs
• Timestamps

Note: We only read and process messages related to MoMo receipts. We do not access personal messages or unrelated content.

c. Usage Data

We may collect anonymized data about how you use the app for diagnostics, analytics, and improving performance (e.g., which features are used most often).

2. How We Use Your Information

Your data is used strictly to provide and improve the PayNotify service. Specifically, we use your data to:

• Display, organize, and store your MoMo receipts
• Provide SMS and email reports (if enabled)
• Allow real-time access to authorized personnel
• Provide customer support and troubleshoot issues
• Analyze feature usage to improve app functionality
• Enforce terms and protect against fraud

3. How Your Data Is Stored

• Transaction data is stored locally on your Windows computer or device and not uploaded to any external servers.
• Your personal data and preferences are securely stored in our cloud environment with industry-standard encryption.
• We do not store or process financial funds or credentials such as MoMo PINs or account balances.

4. Data Sharing and Disclosure

We do not sell or share your personal or transactional data with third parties except in the following circumstances:

• With your explicit consent
• To comply with legal obligations (e.g., law enforcement requests)
• To trusted service providers assisting us in operating the app (e.g., SMS gateways, email services), bound by confidentiality

5. Your Choices and Controls

You have full control over your data:

• You can revoke SMS access on your MoMo device at any time.
• You can request a copy of the data we've collected.
• You can request deletion of your personal data (excluding local transaction records stored on your own device).

To exercise any of these rights, contact us at privacy@paynotify.app.

6. Data Retention

• Freemium users: minimal data is retained for account access and verification.
• Full Access users: account and usage data is retained for the duration of your access and a reasonable period afterward for support, audit, or legal purposes.

7. Children's Privacy

PayNotify is intended for business use and is not directed to children under 18. We do not knowingly collect data from minors.

8. Security Measures

We implement strict security protocols to protect your data:

• Encrypted communication (HTTPS)
• Secure local storage for transaction data
• Access limited to authorized personnel only

However, no method of electronic transmission is 100% secure, and we encourage you to keep your devices protected.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes via email, in-app notifications, or our website.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

📧 privacy@paynotify.app

📞 +233 595 185 177